How to Obtain Residency in Montenegro: A Foreigner’s Guide (But Here’s Why You’ll Need Expert Help)
TL;DR: There are multiple routes for foreigners to gain residency in Montenegro—like real estate investment, starting a business, or family reunification. While it might seem straightforward, navigating the paperwork, legal nuances, and local regulations can be tricky. That’s where Relocation Montenegro comes in to simplify the process.
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Can Foreigners Really Get Residency in Montenegro?

Absolutely. Montenegro is known for its relatively straightforward residency procedures compared to many other European countries. In general, there are a few main paths:

  • Real Estate Investment: Purchasing property in Montenegro can qualify you for a temporary residence permit.

  • Business Formation: Setting up a local company can also be a route to residency.

  • Family Reunification: If you have close family members who are residents or citizens, you may qualify through them.

The Main Paths to Montenegrin Residency
Let's break down the core options a bit more.
1. Residency by Real Estate Investment

Buying property in Montenegro is one of the most popular routes. As of 2025, there's no minimum investment threshold set in stone, but owning property generally allows you to apply for a temporary residence permit. The process involves:

  • Purchasing a qualifying property

  • Submitting ownership documents to the local police administration

  • Proof of financial means and health insurance

2. Residency by Starting a Business

Another common pathway is through business formation. By registering a company in Montenegro, you can apply for a temporary residence permit as the company owner or executive. This involves:

  • Registering a Montenegrin company (a DOO, similar to an LLC)

  • Providing a business plan and local address

  • Demonstrating the ability to fund the business and your stay

3. Family Reunification

If you have immediate family members (like a spouse or parent) who are already residents or citizens of Montenegro, you can apply for residency through family reunification. This route usually involves:

  • Proof of relationship (marriage or birth certificates)

  • Sponsoring family member’s residency documents

  • Meeting standard financial and insurance requirements

FAQ
Frequently asked questions
We have put together some commonly asked questions.
How Long Does It Take to Get Residency in Montenegro?
Generally, the process can take a few months from application to approval, depending on the pathway and how complete your documentation is.
What Are the Costs Involved?
Costs can vary. For example, property purchases have associated fees and taxes, while business registration involves administrative costs. Generally, you should budget for legal fees, government fees, and some service fees if you use a relocation expert.
Can retirees also apply for residency in Montenegro?
Yes, retirees can apply for residency as well. Typically, they will need to show proof of stable retirement income and health insurance. Many retirees find Montenegro an appealing place to settle due to its lower cost of living and beautiful scenery.
Can I cancel at Is it easier to get residency through property or business investment?
Both paths are relatively straightforward, but the best choice depends on your long-term plans. If you plan to live in Montenegro part-time or want an investment property, real estate might be simpler. If you’re looking to operate a business, that route might suit you better.
Why You Need Relocation Montenegro’s Help

While it’s possible to navigate this process on your own, the details can get complex. Montenegrin bureaucracy, changing regulations, and the nuances of local law mean that having a seasoned professional by your side saves time and stress.

Relocation Montenegro can handle all the legwork: from paperwork, to local registrations, to making sure you meet every legal requirement.

Final Thoughts: Why Choose Professional Assistance?

In the end, while Montenegro offers a welcoming environment for foreigners, the legal and bureaucratic details can be challenging to navigate alone. That’s where Relocation Montenegro steps in. Our team ensures you meet all requirements, avoid common pitfalls, and settle into Montenegro smoothly.

If you’re ready to explore your options, contact us today—we’ll guide you every step of the way.